UZCARD together with partner banks expands the product line and launches TBC – transport-banking cards with the function of transfer tariffs when paying for public transport fares.
The product combines the advantages of a bank card and an ATTO card: the client can use one card both for cashless purchases and for fare payment with a transfer fare, which can be used on public transport in Tashkent city.
Payment system UZCARD announced the release of new transport-banking cards, which combine the functions of a classic payment card and contactless payment for public transport.
Today transport-banking cards can be issued in ‘Universal Bank’ and ‘Davr Bank’. They are issued on the basis of the product ‘Moment’ – a convenient instant card, which is activated in a few minutes and immediately ready for use. The cost of issuance is 30,000 soums. At the same time, this amount is automatically deducted upon activation, and the card itself can be immediately used for payments and rides. Uzsanoatqurilish Bank, AGRO Bank, Mikrokredit Bank, and Garant Bank will join the issuance of transport cards in the near future. It should be noted that Ipoteka Bank is already actively using this solution for student bank cards.
The cards support linking to the ATTO app and allow users to pay fares without purchasing separate transport cards. Card holders can benefit from favorable fares and transfer discounts when paying their fare within an hour as part of an integrated system:
the first one for 1700 soum,
the second for 700 soum,
the third one is free.
Payment is made via NFC – it is enough to tap the card to the validator in a bus, metro or other means of urban transport in Tashkent. Additionally, the card can be linked to the ATTO mobile application and a digital card can be issued.
In addition to convenience, the card provides an opportunity to reasonably reduce transport costs, which is especially important for students, schoolchildren, employees of organisations and all those who use public transport on a daily basis. The transport-banking card opens up more freedom of movement and eliminates the need to carry several cards at once.
For banks, participation in the project is an opportunity to offer their clients a social product in demand, strengthen their connection to salary projects and increase their loyalty. Moreover, the transport function gives the cards additional value in everyday life, while banks get new channels of communication and promotion in the region.
UZCARD’s project on integration of bank cards with ATTO system is another step towards digital comfort and convenient solutions for everyday life.